Independent Medical Exam (IME)

Prior to receiving PPD benefits, a claimant must get an Independent Medical Exam or Independent Medical Evaluation. (Either way, known as an IME.) It has also been referred to as an Insurance Medical Exam. The purpose of the examination is to have an “unbiased” opinion of the injuries, so the workers’ compensation award is appropriate. In reality, an IME generally serves to provide a lower rating of your injury. Ideally, you should work with your attorney to get his or her opinion on the appropriateness and timing of the IME.

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