What are Maryland’s Current Workers’ Compensation Rates?
Below is a breakdown of the workers’ compensation rates for Maryland in 2022.
While Maryland workers’ comp rates have decreased or stayed stagnant for the past few years, the 2022 rates reflect a substantial increase. Although the workers’ compensation system still isn’t perfect, this rate improvement is good news for injured workers.
How Much Income Does Workers’ Comp Replace If I Can’t Work?
Temporary Total Disability
You are entitled to compensation from the workers’ compensation carrier when you are completely unable to work. This payment is known as temporary total disability (TTD), and it is the method for wage replacement under the Maryland workers’ comp system.
The rate for TTD in Maryland workers’ compensation is 2/3 of your Average Weekly Wage (AWW), not to exceed $1,338.00. This is a boost from the 2021 maximum rate of $1,050.00.
Temporary Partial Disability
Temporary partial disability (TPD) benefits are intended to replace part of your income if you are working but being paid less due to your injury. TPD is paid at 50% of the difference between your pre-injury wages (your AWW) and your decreased wages due to an injury. Temporary partial disability payments are currently capped at $669.00. This is an increase from the 2021 limit of $525.00.
How Do I Get Compensation for My Permanent Injury in Workers’ Compensation?
Permanent Total Disability
Permanent total disability (PTD) is compensation you receive if and when you are permanently unable to work in any capacity due to your injury. Typically, an injured worker is not considered eligible for PTD until specific return employment measures, including vocational rehabilitation, have been attempted.
The rate for PTD in Maryland workers’ compensation is 2/3 of your Average Weekly Wage (AWW), not to exceed the State Average Weekly Wage for the year in which the disability occurs. If you are entitled to PTD benefits, they will continue for life or until you are no longer permanently and totally disabled.
Permanent Partial Disability
Permanent partial disability (PPD) is designed to compensate you for any permanent bodily impairment after a work injury. The calculation of PPD is complex and involves several factors, including the specific body part affected and your average weekly wage (AWW) at the time of injury. An experienced workers’ comp attorney can ensure you receive the maximum PPD benefits that you are entitled to.
Under Maryland workers’ comp, PPD is based on a three-tier system comprised of a compensable number of weeks. The three tiers of PPD are as follows:
- First tier – Less than 75 compensable weeks (Minor disability)
- Second tier – 75-249 compensable weeks
- Third Tier – 250 or more compensable weeks
Summary of Maryland Workers’ Compensation Benefit Rates
Below is a summary of the 2022 injury rates:
- If you are awarded less than 75 weeks, you are entitled to compensation for those awarded weeks at a rate of 1/3 of your AWW, not to exceed $224/week
- If you are awarded 75 weeks or more, but less than 250 weeks, you are entitled to compensation for those awarded weeks at a rate of 2/3 of your AWW, not to exceed $446/week
- Cases awarded 250 weeks or more are considered “Serious Disability” under the Maryland workers’ compensation system. The rate for serious disability in Maryland comp is 75% of your AWW, not to exceed $1,004/week. Therefore, an award of 250 weeks with a maxed out average weekly wage would be worth around a quarter of a million dollars.
Further details about Maryland’s 2022 workers’ compensation rates can be found here.
Annual maximum increases are outlined in the table below.
|Date||AWW||First Tier||Second Tier||Serious Disability|
|January 1, 2014||$998.00||$167.00||$167.00||$749.00|
|January 1, 2015||$1,005.00||$168.00||$168.00||$754.00|
|January 1, 2016||$1,027.00||$172.00||$343.00||$771.00|
|January 1, 2017||$1,052.00||$176.00||$351.00||$789.00|
|January 1, 2018||$1,094.00||$183.00||$365.00||$821.00|
|January 1, 2019||$1,116.00||$187.00||$372.00||$837.00|
|January 1, 2020||$1,080.00||$181.00||$360.00||$810.00|
|January 1, 2021||$1,050.00||$176.00||$350.00||$788.00|
|January 1, 2022||$1,338.00||$224.00||$446.00||$1,004.00|