Hartford is the largest workers’ compensation insurer in Maryland besides Injured Workers’ Insurance Fund.  Hartford Fire and Casualty Group, as of 2008, had an 11.23% market share.  Nationwide, Hartford is the fourth largest workers’ compensation insurer, according to their website.

The Hartford’s largest business unit handling workers’ compensation in Maryland is Twin City Fire Insurance Companies.  If you have a workers’ comp claim against Twin City, you are forced to deal with a non-local claims processor.  The listed insurance designee for Twin City Fire is located in Lexington, KY.  Though you may want to contact Twin City workers compensation directly, it is usually best to obtain a workers’ compensation attorney.  Twin City and The Hartford are insurance companies.  The claims manager or claims adjuster you will speak to has the job of giving you less money.  One of the ways the insurance company measures success by how much they don’t pay out to claimants.  Get a workers’ compensation attorney to do the talking for you.  Usually, you will wind up with a larger recovery of workers’ compensation benefits.

The Hartford also does business as Hartford Insurance Companies of the Midwest, Sentinel Insurance Company, Hartford Underwriters, Hartford Fire, Hartford Casualty, and Hartford Accident.  Twin City makes up approximately 1/3 of the business, the others combined make up two-thirds.

If you have a workers’ comp claim against The Hartford, you should contact a workers’ compensation attorney.  As insurance companies have advocates, you should as well.  Our advice is don’t contact The Hartford workers’ compensation directly.  Note: your comp claim will actually be against the employer, which has a policy written by the insurer.

Also note The Hartford is different than Harford insurance.

If you would like to get a rough estimate of the value of your claim against The Hartford, please use our workers’ compensation benefits calculator.


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